What are the advantages of LEASING?
You can avoid tying up capital which might be better allocated elsewhere to finance your business advancement
Affordable payments can be made monthly or quarterly over a fixed period allowing you to budget ahead accurately into different financial periods.
Instant Tax Relief
Unlike when you pay cash, a minimum of 20% tax relief (depending on your individual business tax rate) is avaiable with Lease rental - reducing your costs even further.
Leasing Example Based on £10,000.00*
5 Year Fixed Term Lease Plan
Equivelant Weekly Cost £51.54
Initial Rental £670.00
Quarterly Payments £670.00
Total Cost £13,400.00
Less Tax Relief £2,680.00
(Assuming 20% tax relief and depreciation policy in line with lease term)
Net Cost £10,720.00
'Purchase' cost to take title at end of Lease period £500.00 so overall total paid would be £11,220.00
* Rates might vary depending on particular circumstances and credit ratings etc.
What sort of Companies aquire equipment on Lease Finance?
94% of the Times Top 100 Companies
9 of 10 of the Top 10 Firms of Chartered Accountants
90% of Local Authorities in England and Wales**
** (Source UK Capital Expenditure Statistics Office)
We are Licenced Credit Brokers so Leasing for our systems is available (subject to status) over a three or five year period with the option to take title of the system at the end of the period.
We do not take any commission from the leasing company which means we can offer a lower rate to our customers.
BEWARE!
Before you sign a leasing agreement, check what happens at the end of the leasing term. Five years might seem like a long way ahead but time soon passes and to discover that you have to negotiate a new lease or lose your system could be quite a blow. Usually what happens is the leasing company passes title of the goods to the supplier for a nominal amount and the supplier can either pass the title on or retain it for themselves. Some suppliers use this opportunity to introduce a new lease (money for nothing!) thus the lease payments are never ending and could prove very costly.
GOOD SECURITY IS ABOUT SAVING MONEY
SECURITY SYSTEMS WERE CONCEIVED TO REDUCE (not increase) FINANCIAL BURDENS.
A WELL DESIGNED SECURITY SYSTEM SHOULD SAVE MONEY, be an asset, not a liability.
Even more so under the present financial climate, security is all too often seen as a grudge purchase and this often leads to cutting corners and specifying a poorly conceived system which then proves to be a bad purchase. There is no 'one fits all' solution.
Above all, a security system must be fit for its intended purpose. To achieve this, a professional security company will carry out a risk assessment and site survey. They will also listen to the customers concerns and what it is they hope to achieve. If the customers expectations are unrealistic, they should be informed accordingly. In order to accomplish this, both a good understanding of the security aspect and expert knowledge of how the equipment functions is essential for the design of an appropriate and effective system which is 'fit for purpose'. And most importantly, the systems limitations must be fully appreciated by the installer who should be selling 'security', not just a security system.
Many misguided fortune seekers from outside or on the fringes of the electronic security industry have become embroiled in providing systems using equipment they consider to be cheap but 'top end'. Their lack of experience means they invariably end up burning their fingers and leaving an inevitable trail of dis-satisfied customers.
HOW YOU CAN SAVE MONEY
Capital Outlay
In order to spread the costs, most systems can be leased with ownership being transferred at the end of the leasing period. This method attracts tax relief.
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The purpose of an intruder alarm is to deter (burglars choose the softest target), reduce potential losses from theft and in doing so, preventing insurance claims which could result in higher premiums.
POTENTIAL PITFALLS
1/ A poor system might generate false alarms and be generally unreliable.
2/ A system which does not comply with the relevant standards might be easily defeated and could lead to an 	Insurance policy being void.
3/ A system which is not maintained by an SSAIB or NSI company might not be acceptable for insurance 	purposes and could lead to an Insurance policy being void.
CHECK that any proposed system meets the requisite standards and will satisfy your insurers requirements. A good indication as to the reliability of a system lies with the providers willingness to provide fully comprehensive maintenance whereby calls cost the company money, not the customer. On-going costs such as maintenance and monitoring are potentially of more interest than a one-off installation cost.
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A CCTV system could have one or more of many intended purposes such as deterring theft, identifying offenders or troublemakers, protecting staff from malicious false accusations and preventing false claims with health and safety issues. CCTV also provides a very effective management tool and many users increase their coverage when they see the potential for themselves.
POTENTIAL PITFALLS
1/ A poor system might provide low quality images.
2/ Recorded images must be of a high enough quality to be considered for evidence purpose.
3/ A system which is required for licensing purposes must satisfy the requirements of the licensing officer.
CHECK that any proposed system meets with your expectations and requirements and where possible, see recorded images before you commit yourself. A good indication as to the reliability of a system lies with the providers willingness to provide fully comprehensive maintenance whereby calls and replacement parts cost the company money, not the customer.
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The purpose of an Access Control System is to reduce potential losses from theft by barring access to unauthorised users without the need for an entrance to be manned.
POTENTIAL PITFALLS
1/ A poor system might be generally unreliable.
2/ A poorly conceived system could result in very poor security.
3/ Consideration must be given to fire regulations and ensuring unhindered escape in the event of fire.
CHECK that any proposed system meets your specific needs and the requisite standards. A good indication as to the reliability of a system lies with the providers willingness to provide fully comprehensive maintenance whereby calls cost the company money, not the customer. On-going costs such as maintenance are potentially of more interest than a one-off installation cost.
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The purpose of a Perimeter Security System is to prevent access at the perimeter. Electrified Security Fences which incorporate an ‘alarm’ have the advantage of deterring, denying access with a short sharp shock and generating an alarm if attempts are made to defeat the system. Unlike systems which simply detect, these systems do not rely on a response as their first line of defence.
Electrified Security Fences can piggy back on existing fences and have many applications from a simple yard or compound to the perimeter of a large site. They can provide a local or remote alarm and can be interfaced with CCTV. They can operate on a large site with or without a Security Guard. Where multiple guards are currently deployed their numbers could be reduced with a potential cost savings of tens or even hundreds of thousands of pounds per year.
POTENTIAL PITFALLS
1/ A poor system might generate false alarms and be generally unreliable.
2/ A reliance on ‘response’ as the first line of defence with detector only system.
3/ A requirement for a space wasting ‘no mans land’ with non-fence mounted systems.
CHECK that any proposed system meets the requisite standards and that the system will be certified accordingly. On-going costs such as maintenance and (monitoring where applicable) are also of interest, particularly where the development of a fault on the system necessitates a visit from the manufacturers across the other side of the country. Local service will be faster and cheaper.